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Insurance coverage and insurance litigation have been a primary focus of FS&S since its inception. FS&S represents some of the nation's largest insurance carriers in their efforts to resolve complex and significant disputes with their insureds. FS&S's insurance coverage expertise entails a broad array of issues arising from both first- and third-party claims under all types of insurance policies, including, but not limited to, general liability, excess and umbrella, commercial and personal auto, professional liability, trucking, homeowners, directors and officers liability, products and completed operations, and garage keepers.
A recent focus of FS&S's insurance coverage practice has been CGL disputes related to construction defect claims, an evolving area of insurance coverage law in Texas, and coverage disputes in high-exposure interstate trucking cases, including the applicability of the federal MCS-90 endorsement and other minimum coverage requirements imposed on interstate and intrastate motor carriers.
FS&S's representation of insurance carriers in Texas includes analysis of coverage issues and disputes, preparation of coverage opinion letters, preparation of the carrier's reservation of rights letters, pursuing or defending the carrier's coverage position in declaratory judgment actions, defending bad faith claims, pursuing or defending subrogation actions, and monitoring significant claims or litigation in order to protect the interests of excess carriers.
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